What is a credit inquiry?
What is a credit inquiry?
An inquiry is a notation on your credit report that someone has requested your credit file. Two types of inquiries may appear on a credit report — “hard” inquiries that can impact your credit score and “soft” inquiries that don’t.
Read more on Bankrate.com
Categories: mortgage merge Tags: Credit, inquiry
Recession and tight credit pose challenges beyond Carousel Center and Destiny
Recession and tight credit pose challenges beyond Carousel Center and Destiny
File photo / The Post-Standard Palisades Center mall in November 2003. The recession and tight credit are posing challenges for developer Robert Congel beyond just the stalled expansion of his Carousel Center mall in Syracuse.
Read more on The Post-Standard
Categories: mortgage merge Tags: Beyond, Carousel, Center, challenges, Credit, Destiny, pose, recession, tight
Paying your credit card bill before the mortgage
Paying your credit card bill before the mortgage
My grandmother Big Mama had a key financial rule that I’ve followed throughout my life.
Read more on Washington Post
Jeanne Kelly: Keeping the Love Alive With Your Credit
Jeanne Kelly: Keeping the Love Alive With Your Credit
Yes, credit is a lot like love. We all want it. We all need it. But it’s a two way street, and finding ways to maintain it is the key.
Read more on The Huffington Post
Economic Report: Consumer credit drops 11th month in row
Economic Report: Consumer credit drops 11th month in row
But $1.73 billion decrease was far less than the expected $9 billion.
Read more on Market Watch
End of TALF Means Bond Spreads Five-Fold Wider: Credit Markets
End of TALF Means Bond Spreads Five-Fold Wider: Credit Markets
The end of a Federal Reserve program that helped unlock credit markets is spurring sales of asset- backed bonds with relative yields five times wider than on debt secured by car loans.
Read more on BusinessWeek
Real estate agents: Tax credit was a boon
Real estate agents: Tax credit was a boon
CHEYENNE — The first-time homeowner tax credit lifted sluggish sales last year in Wyoming, but it’s still difficult to tell just how many deals were finalized because of the incentive, according to real estate agents.
Read more on Casper Star-Tribune
Homebuyer Tax Credit Deadline Quickly Approaching
Homebuyer Tax Credit Deadline Quickly Approaching
With only three months until the $8,000 first-time homebuyer and the $6,500 existing homeowner buyer federal tax credits are set to expire, time is running out on an opportunity that buyers and sellers may never see again.
Read more on dBusinessNews.com
Categories: mortgage merge Tags: Approaching, Credit, Deadline, Homebuyer, Quickly
Floating-Rate Note Sales Tumble on Fed Outlook: Credit Markets
Floating-Rate Note Sales Tumble on Fed Outlook: Credit Markets
Sales of floating-rate corporate bonds are fizzling, falling 73 percent from the start of the year, on growing expectations that central banks will refrain from raising borrowing costs anytime soon.
Read more on BusinessWeek
Categories: mortgage merge Tags: Credit, FloatingRate, Markets, note, Outlook, sales, tumble
‘Scoring’ a mortgage; FHA, lenders raising credit standards, down payments
‘Scoring’ a mortgage; FHA, lenders raising credit standards, down payments
For a lot of us, the keys to securing our first home begin with the letters F.H.A., the government agency that could guarantee your mortgage loan if money’s tight and you can’t swing a big down payment. But qualifying is about to get tougher via higher credit scores, and/or higher down payments.
Read more on WVLT-TV Knoxville